Housing Rehabilitation exists to provide private homeowners and landlords the resources to make improvements to their homes through a variety of community-based grant programs. Our goal is to help homeowners who meet income limits and landlords renting to low-income tenants keep their properties safe, secure and well-maintained. Because we know that good homes make for better neighborhoods.

Step 1: Apply
Before you begin the application process, there are a few criteria to be aware of:

• The property must be within Duluth, Minnesota, city limits.
• You are the owner of the property.
• The property is at least 25 years old.

Homeowners:

• You meet the specified income guidelines (see the enclosed guide entitled “Do I Qualify For Housing Assistance?”).
• You are the occupant of the property.

Rental Property Owners:

• For a period of ten years, you agree to meet tenant income and rent restrictions. A copy of these guidelines is available at the HRA offices.

After you have met these criteria, the application process itself is fairly simple. It begins with a phone call to HRA at 218-529-6327. A rehabilitation advisor will guide you through the process.

Step 2: Assess
Once your application has been approved, your rehabilitation advisor will assist you in assessing your home and determining the extent of the improvement project. From there, bids will be obtained, contractors will be hired, and your home improvement project will be underway.

Step 3: Enjoy
Once the home improvement project is completed, it's time to enjoy the results! There are no monthly payments on the deferred loans. They carry a zero percent interest rate and repayments are not due until the time of sale of the home or in 30 years.

Stronger Communities Start Here.

The goal of Housing Rehabilitation is to continually work to make our community better, one home at a time, and we want to help those that share our vision. Our dedicated staff will answer any questions you have and will help you through every step of the process.

So, are you ready to help make a difference?
It all begins with one phone call.

Other Programs:
Family Housing | Self Sufficiency | Section 8 | High Rise